instant parsonal loan - emargency में loan देने वाली 5 ऐप
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| Parsonal Loan |
नमस्कार दोस्तो
केसे हैं, में समझता हूं, ठीक होंगे।
बहुत दिनों के बाद, आज आपके लिए लोन देने वाले ऐप के बारे में बताने जा रहा हूं,
जो कभी भी किसी को भी जरूरत पड़ सकती हैं। यह लोन देने वाली ऐप rbi से registered हैं।
पहले आप लोन के बारे में जानकारी प्राप्त करें।
फिर लोन app के नाम बताएंगे!
इन्स्टेंट लोन और पर्सनल लोन दोनों ही वित्तीय सहायता के रूप में प्रस्तुत होते हैं। ये लोन व्यक्तिगत आवश्यकताओं को पूरा करने में मदद करते हैं। इन्स्टेंट लोन आमतौर पर तत्काल उपलब्ध होते हैं, जबकि पर्सनल लोन को लागू करने में थोड़ा समय लगता है। यहाँ हम इन्स्टेंट लोन और पर्सनल लोन के बारे में विस्तार से चर्चा करेंगे।
इन्स्टेंट लोन एक प्रकार का छोटा वित्तीय संबंध होता है, जिसमें एक व्यक्ति आमतौर पर छोटी राशि को तत्काल उपलब्ध करवाने के लिए एक वित्तीय संस्था से पैसे उधार लेता है। इन्स्टेंट लोन को कई बार स्विफ्ट या पे-डे लोन भी कहा जाता है, क्योंकि यह आमतौर पर तत्काल अनुमोदन और निकासी का समर्थन करता है।
पर्सनल लोन, दूसरी ओर, एक अधिक परंपरागत ऋण होता है, जो व्यक्तिगत उद्देश्यों को पूरा करने के लिए प्रदान किया जाता है। यह ऋण आमतौर पर बैंकों, निजी वित्तीय संस्थाओं या निजी ऋण देने वाले व्यक्तियों द्वारा प्रदान किया जाता है। पर्सनल लोन की मुख्यता यह है कि इसे व्यक्तिगत उद्देश्यों के लिए प्रयोग किया जा सकता है, जैसे कि विवाह, शिक्षा, चिकित्सा खर्च या घर की सुधार के लिए।
इन्स्टेंट लोन और पर्सनल लोन दोनों ही अपनी अलग-अलग लाभार्थकताओं और सीमाओं के साथ आते हैं। इन्स्टेंट लोन का मुख्य लाभ यह है कि यह तत्काल निकासी प्रदान करता है, जो आपको आपकी आपातकालीन आवश्यकताओं को पूरा करने में मदद कर सकता है। परन्तु, इसकी बाद में उच्च ब्याज दरें होती हैं। दूसरी ओर, पर्सनल लोन उच्च राशि के उधारण के लिए उपलब्ध होता है, लेकिन इसमें ब्याज दरें और शर्तें अधिक उच्च होती हैं।
इन्स्टेंट लोन और पर्सनल लोन को ध्यानपूर्वक चुनना चाहिए, और आपको इन विकल्पों की शर्तें और ब्याज दरें समझनी चाहिए। आपकी वित्तीय स्थिति और आवश्यकताओं के आधार पर आपको उचित लोन का चयन करना चाहिए।
अखिर में, यदि आप किसी भी प्रकार के ऋण को लेने का निर्णय करते हैं, तो सावधानीपूर्वक और जिम्मेदारीपूर्वक अपनी आवश्यकताओं के अनुसार ऋण चुनें। ऋण को समय पर और नियमित रूप से चुका देने के लिए समय-समय पर आवश्यक प्रयास करें।
(1) Branch app
Personal loan app starting Rs.500 up to 1 lakh. Instant loan approval in minutes
Instant Personal Loans range from ₹500 to ₹ 100,000. Experience the ease of accessing instant credit within minutes. Say goodbye to tedious paperwork and physical documentation – our 100% online system ensures a hassle-free experience.
Tenure: 62days to 6 months. Interest rates range from 2%-30% depending on the risk profile of the customer.
Instant Personal loan Example:
-> Loan Amount: Rs.20,000
-> Tenure: 3 Months
-> APR: 72.7%
-> Equivalent Monthly Interest Rate: 2.5%
-> Processing Fee: Rs.899
-> GST: Rs.161
-> Interest: Rs.1510
-> EMI: Rs.7,170
-> Amount disbursed: Rs.18,940 (Rs.20,000-Rs.899-Rs.161)
-> Total repayment amount: Rs 21,510
Some customers may be charged a late fee.
Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal loan app is operated by Branch International financial services Pvt Ltd. which is an RBI-registered NBFC.
Branch is secure and regulated by all laws as dictated for NBFC by RBI making it 100% secure for users. This means we are a trusted, secure and genuine cash loan app in India.
Branch also enables users to invest their money through P2P investments. Users can invest up to Rs.10 lakhs and get returns up to 12% per annum. Branch operates the investment product on the license of NBFC P2P of Lendbox. For more details and risk associated, refer to Terms of Usage.
PERSONAL LOAN RATES AND FEES
Loan Amounts: INR 750 to INR 50,000
APR/Interest rate: 24%-36% (Monthly interest: 2% to 3%)
Processing fee: 2% onwards
Terms: Depending on your personal loan amount for which you are eligible, you have the option to choose repayment terms for up to 6 months. Every loan amount we offer has the option to repay in a minimum of 62 days.
The loan amount would be directly deposited into your bank account.
KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY
The Branch app lets you apply for personal loans, It's one of the best-rated loan app in India. We have millions of happy customers who have taken an instant loan from Branch.
Branch Personal loan app is operated by Branch International financial services Pvt. Ltd. which is an RBI-registered NBFC.
* No paperwork, collateral or office visits needed
* Easy access 24/7
* Quick and easy signup
* Use your money the way you want to -- for home or business
* Lower fees, and flexible payment terms as you repay
Questions?
We're the lone app that provides world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!
Branch instant personal loan app provides the following type of personal loans like dhani app, navi loan app, and other mobile loan apps in India. We are also an RBI registered NBFC and you can take credit line for:
- Medical Loan/Emergency Hospitalisation Loan
- Shopping Loan
- Home Renovation Loan
- Consumer Durable Loan (home appliances)
- Education Loan
- Vehicle Loan (2/4 wheeler loan)
- Travel Loan
- Wedding/Marriage Loan
- Student Loans
SAFE AND SECURE LOANS
Branch app makes getting an instant personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
CONTACT US
We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at india@branch.co
Our Office Address: 01, AWFIS, Space Solutions, 4th Floor,
VIOS Towers, Off Eastern Express Highway, Sewri-Chembur Road,
Mumbai, Maharashtra 400037
(2) KreditBee : Instant loan app
Instant Loan App To Get Personal Loans Online With Quick Disbursal In 10 Minutes
With over🏆50 Million happy customers, KreditBee, an instant personal loan app offers quick online loans. Get a flexi personal loan online in few simple steps. Apply for personal loans within the app and get the loan disbursed to your bank account in just 10 minutes. Whether you are salaried or self-employed, you can get instant funds, without any hassles.
● Online personal loans from ₹3,000 to ₹5,00,000
● Interest rates - 16% to 29.95% p.a.
● Tenures - 3 to 24 months
● APR range - 0 to 70%
● Low transaction fees
● Quick loans and easy EMIs
What makes KreditBee ideal for every customer?
● Quick online loans
● Low interest rates
● Easy application process
● Fast personal loan approval
● Digital processing and 10-minute loan disbursal
● Manageable EMIs for easy repayment
✨Features of KreditBee, personal loan app
✔ Quick Approval - Get instant personal loan approved within few minutes on our mobile loan app
✔ Flexible Repayment Options – Choose to pay online loan within 3 to 24 months, depending on your eligibility
✔ Paperless - No physical paperwork is required with our online personal loan app. Submit required documents online
✔ Full Transparency - No hidden costs; we maintain complete transparency with our customers
✔ Convenient - Get a quick personal loan anytime, anywhere
✔ Languages – English and Hindi
Why KreditBee?
✔ Personal Loan for All Purposes: From financing a large purchase, domestic/international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs or medical bills.
✔ Flexible Interest Rates: We offer instant loans with flexible interest rates of 16% to 29.95% each year.
✔ Security: We only work with RBI-certified NBFCs/Banks which are guaranteed to be transparent, safe and secure.
🤝Our Lending Partners
Krazybee Services Pvt. Ltd.
Incred Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Piramal Capital & Housing Finance Ltd.
Kisetsu Saison Finance (India) Pvt. Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Tata Capital Ltd.
Types of Loan Offerings
👉 Flexi Personal Loan - Instant personal loan online from ₹3,000 to ₹66,000 with flexible repayment terms of 3 months to 10 months. Apply with PAN card & address proof.
👉 Personal Loans for Salaried - Quick online personal loans of ₹10,000 to ₹5,00,000 with flexible repayment tenure ranging from 4 to 24 months on our urgent loan app. Apply using PAN card, address proof & salary proof.
👉Business Loan - We offer Business Loan, from ₹10,000 to ₹2,00,000 with flexible tenures of 4 to 24 months. Apply for an instant loan using PAN card & address proof.
👉 Purchase on EMI – Transform your shopping experience with Purchase on EMI from KreditBee. Now, shop online or offline with over 2 Lakh+ merchants for a wide range of products and convert your purchase of upto 2,00,000 into easy EMIs without any processing fees. Need PAN card and address proof.
📋Personal Loan for Salaried (Example)
● Loan Amount: ₹50,000
● Tenure: 12-months
● Rate of Interest: 20% per annum
● Processing Fee: ₹1,250 (2.5%)
● Onboarding Fee for New Customers: ₹200
● GST on Onboarding and Processing Fee: ₹261
● Total Interest: ₹5,580
● EMI: ₹4,632
● APR: 26.92%
● Amount Disbursed: ₹48,289
● Total Repayment Amount: ₹55,580
📄Eligibility
▪ Indian national
▪ Age above 21
▪ Steady monthly income
Steps to avail a loan
1.Install KreditBee loan app2.Sign up using mobile number
3.Provide PAN number & check your eligibility
4.Upload KYC documents, including your address and get your profile verified
5.Choose your loan amount and tenure
6.Provide your bank details
7.Request money transfer in your bank account
Queries?
📧Mail: help@kreditbee.in
📱Call: 08044292200/080-68534522
🏢Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru - 560008
(3) mpokket: instant loan app
Hi Buddy! Running low on cash? No worries, I have been using mPokket app to borrow small loans. They give instant cash upto Rs. 30,000. Download the app, use my referral code REF17244941 & get Rs. 100 cashback. Download now
TnC*
About this app -
Instant Personal Loan for all your financial needs upto Rs.45000-RBI Registered
Use the mPokket app to get instant personal loans starting from ₹500 up to ₹30,000 in just a few minutes! Trusted by more than 1.5 crore Indians.
On a personal loan approval, get the amount directly credited in your bank account or Paytm wallet instantly.
Doesn't matter whether you are a salaried professional or student, you can get instant cash loans or student loans & easy EMIs with minimal documentation & small transaction fees.
Loan amount - Rs 500 to Rs 30,000
Interest rates - from 0% to 4% per month
Tenure - 61 days to 120 days
Best Online Loan App. Instant loan app for students, Instant loan for salaried, Loan upto Rs 30,000.
mPokket (एमपोकेट) is the best student loan app and salaried loan app. Get an instant loan for college students and an instant loan for salaried employees. Avail personal loan instantly ranging from Rs 500 to Rs 30,000. Just open this online loan app and consider this as a borrowing option whenever you are short of pocket money or you want to avail an urgent cash loan in case of an emergency or even to settle your travel plans and much more. Get everything settled with the best instant loan app.
⭐️Key Features
✔ Instant Personal Loan of upto Rs 30,000
✔ Cash Transfer to Bank/Paytm Account, cash loan in 2 minutes
✔ Flexible Repayment Options, Repay in 4 Months
✔ Rewarded for Timely Repayments
✔ Processing & Loan Management fees range between Rs 50 to Rs 200 + 18% GST depending on the loan amount with maximum APR of 142%.
Interest rates range between 0% to 4% per month. Maximum tenure is 120 days.
For example, for a student or salaried personal loan of –
Loan amount - Rs 2000
Tenure – 3 Months
Interest Rate – 24% Per annum
Processing & Loan Management Fee - Rs 200
GST on Processing Fee - Rs 36
Total Interest - Rs 120
APR – 71%
Loan amount is Rs 2000.
Total Loan repayment amount is Rs 2356 inclusive of interest and all the other fees.
Loans are given out by our RBI registered NBFC, mPokket Financial Services Private Limited. We are legally compliant and well regulated.
🏆Eligibility Criteria
✔Students - Yes, mPokket provides loans for College Students.
✔Salaried Professionals - Get a personal loan at a take home salary of Rs 9,000 and above.
Any student or salaried person, pan-India is eligible for an instant loan through our app. To avail a quick personal loan, a student must be above 18 years of age & should have a valid college ID card. As a quick cash personal loan app for salaried people, mPokket offers loans to people receiving salary in a bank account or via cheques. mPokket offers a reliable & safe payment system, without compromising their information.
📑 Documents Required
mPokket has a very smooth and fast verification process and is considered to be one of the best online loan app in India (पर्सनल लोन एप्स). To avail instant personal loan, submit documents-
✔ College ID card for Students
✔ Last 3 months Bank Statement, Salary Slip/Joining Letter for Salaried Professionals
✔ Aadhaar Card, Driving license, Voter ID card, etc.
✔ PAN Card
✔ KYC Details
mPokket is one of the best online loan app in India providing student loan, instant loan for salaried and trusted by 15M+ users. As a loan app for students in India, it offers flexible repayment options. Instant loan for Salaried is a great & convenient way to receive a salary advance.
The entire process is 100% online and safe, with a 4+ Star rating making it one of the highest-rated instant loan apps in India. mPokket also has a full-fledged support team available round-the-clock, for addressing any user queries & complaints.
👍 Support
For help email us at support@mpokket.com. Do visit our website to contact us for any queries at www.mpokket.in/.
(4) Stashfin - Parsonal loan app
Credit Line & Personal Loan App with flexible tenure and quick disbursal
Stashfin Credit Line and Instant Personal Loan App Online
Enjoy the power of instant money with Stashfin- One of India’s fastest, easiest, safest, and smartest Credit Line and Personal Loan App. Stashfin is powered by Akara Capital Advisors, an NBFC duly registered with Reserve Bank of India (RBI). With its quick and easy loan application process, Stashfin lets you enjoy instant personal loans up to ₹5,00,000 at low interest rates and flexible repayment plans that are best suited to your needs.
Best Instant Personal Loan App in India
• Credit line ranging from ₹1,000 to ₹5,00,000 straight to your bank account. 24*7 access to cash
• Pay interest only on the funds you utilize
• Flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you ranging from 3 months to 36 months
• Minimum documentation, instant approval, and quick loan disbursal.
• Transparent pricing. No hidden fees
• Completely secure process
• No joining fees
Instant Loan
We also provide small instant personal loan as low as ₹1,000 and up to ₹500,000 and we are operational in 30+ cities across India. In matters of funds, one size doesn’t fit all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rates ranging from 11.99% - 59.99% APR (Annual Percentage Rate), the rates may vary on a case-to-case basis. All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment. A low processing fee is charged in certain cases and there are no hidden costs.
Example-
Loan Amount: ₹10,000
Loan Tenure: 3 months
Rate of Interest: 11.99% p.a.
Processing Fee: ₹0
Total Interest: ₹167
Loan EMI: ₹3389
APR: 11.99%
Amount Disbursed: ₹10,000
Total Loan Repayment Amount: ₹10,167
*For selected customers with 0% interest for 30 days, there is a small transaction fee.
Sample Monthly EMI with Sample Principal and Interest
EMI Principal Interest
₹3389 ₹3305.74 ₹83.25
₹3389 ₹3333.26 ₹55.73
₹3389 ₹3361.01 ₹27.98
How does Stashfin Work?
4 Easy steps to get instant cash loan and solve all your money problems
• Download the Stashfin App and register
• Fill in your details and upload verification documents
• Once verified the final loan application status can be checked on the App You will also be notified of your approval status via SMS
• Once approved, E-sign the loan agreement and the approved amount will be disbursed to you within 5 minutes. An SMS notification will be sent to your registered number notifying the same
Eligibility Criteria to Apply for Instant Personal Loan-
• Indian Citizen
• Above the age of 18
• Must have a source of income (either salaried or self-employed)
Documents Required for Instant Personal Loan-
• Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
• Identity Proof (PAN ID)
In some cases, you may be asked for the following documents
• Bank Statement
• ITR/ GST Paper
Stashfin is currently Operational in 30+ Cities-
Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore and more.
Security & Protection of Privacy-
Data security and privacy is a top priority at Stashfin. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified.
Stashfin has partnered with reputed and well-regulated entities like SBM Bank, DMI Finance, Visu Leasing Finance, AU Small Finance Bank, Kisetsu Saison Finance, Chola Finance and Western Capital.
Stashfin Instant Personal Loan App requires the following permissions to function properly:
• Text messages
• One time access to Location, Camera & Media
• Limited Device Info.
For queries, please mail us at grievance.officer@stashfin.com
(5) True balance - Parsonal loan app
About this app
Personal Loan App for Financial Needs: Online Loan App |Quick Approval
True Balance is a 100% safe and secure, lending & financial services platform, steering on the mission of “Finance For All”. True Balance is a personal loan app that has been trusted by over 75 million users across the country. Here, you may avail an online personal loan from ₹ 1,000 to ₹ 1,00,000 (Disbursal Amount) for a tenure of a minimum of 62 days to 12 months at a low processing fee. The APR ranges from 60% to 154.8%.
Apply for a personal loan today and enjoy a better borrowing experience with the True Balance loan app
For example:
For ₹10,000 personal loan borrowed for 3 months, with interest rate @2.4% per month*, a user would pay:
-> Processing fee (@6%) = ₹600 + GST (18%) ₹108 = ₹708
-> Interest* = -CUMIPMT(2.4%*12/365*30, 3, 10000, 1, 3, 0) = ₹477
-> EMI = -PMT(2.4% * 12 / 365 * 30, 3, 10000₹) = ₹3,492
Total amount to be repaid = ₹11,185/- including Processing fee +GST
*Loan Interest Rate may vary based on the user's risk profile
We facilitate loans from RBI licensed NBFC-True Credits Pvt. Ltd, InCred Financial Services Limited, Grow Money Capital Pvt. Ltd, Muthoot Finance Ltd, Vivriti Capital Limited, Northern Arc Capital Limited and Lendbox (Transactree Technologies Private Limited). Also, the app enables its users to avail wallet services including recharges, bill payments and much more from licensed entities.
Features of True Balance – Personal Loan App:
- Personal Loans ranging from ₹1,000 to ₹1,00,000 (Disbursal Amount)
- 100% Digital
- 24x7 access to personal loan/money
- Low processing Fee, longer tenure, and attractive interest rate
- Loan directly disbursed to your bank account
- Pan-India Service
- Convenience of payment through various methods.
- Timely repayment improves credit score and increases chance to get higher amount of credit.
True Balance is a PPI license holder which provides an RBI Complaint Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards, and Gift cards and has also partnered with NBFCs for granting online personal loans.
How to apply for a personal loan on True Balance?
● Install the True Balance app
● Log in to True Balance personal loan app by registering through your contact number
● Fill in your basic details to know your personal loan eligibility
● Submit KYC documents and apply for an instant loan
● Once the application is approved, the approved loan disbursed amount gets transferred to the bank account
A quick glance at other multiple services offered by True Balance App.
Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid and earn Cashback
• Super-fast recharges of any amount on the network across 5 top operators
DTH, Pipes Gas, Electricity, Water, LPG, Bill Payment
• DTH recharge available for all 5 key operators. Earn Cashback per month.
Please note
• Get maximum Cashback benefits from completing full KYC.
• All Cashback can be used within the app and can’t be transferred in any form.
App permissions & reasons:
• Approximate location to let you know an appropriate plan as per the area/circle you are in.
• SMS to confirm user’s phone number exclusively for the purpose of registration. Furthermore, the access is restricted to transactional SMSs.
• Camera is required for full KYC process
• Phone to collect hardware model details, OS and version, network info, and to avoid fraud by ensuring that unauthorized devices are not able to act.
SAFE AND SECURE LOANS
The entire process is completely online and secure, and it has a 4.0+ star rating, making it one of the best online loan apps in India.
We have a highly secured & encrypted system to ensure the safety of information shared by our customers. To know more about our privacy policy, click https://truebalance.io/privacy-policy/
Contact us:
Drop in your queries at cs@truebalance.com
Address:
The Circle Work, 5th Floor, Huda City Centre Metro Station,
Sector 29, Gurugram, Haryana - 122001, India
*T&C Apply
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